Giggle It

Last week a couple walk in to the model home community I'm selling in SoCal. The homes are nice, and they are not cheap; dancing just under the million dollar range. The couple absolutely loved the single level model and want to buy like, right now.

Spacebook, Myface, Titter, Giggle.

"I believe in God, like the Bible stories, and think Jesus was a cool teacher."

"We pay $2100 for rent and make almost $4000 a month, and we've saved almost $5000 for our down payment!" I think they were waiting for me to congratulate them or something. If you know anything about SoCal home prices and qualifying, you would know that those numbers relegate you to a home nowhere near here.

When I schooled them about the basics for qualifying, they were bummed they couldn't get the home. A $200k home maybe, and FHA. When I did the numbers for them, the reality that they would have to bring in a down payment of over $500k just to qualify, they were a little perplexed. They thought they could buy the house. They heard others with their income had bought beautiful homes like this in the past...

Imagine what would happen if they were given a loan for that home, after all, this ain't 2006. Oh, wait, that's a whole other subject.

A little knowledge is a dangerous thing...

Like them, you may think you can get a cool house, or get to heaven by being good, or knowing about God. In reality, there are qualifiers.. Can't earn it; it's a grace thing you need to learn about, and have the faith to believe it, and live it.

Jesus says-"I am the way the truth and the light; no one comes to God except through me...It's by grace you are saved through faith, not by working for it, so you can't boast about how good you think you are."